When Malakappa Tegginamani went to renew his Yashaswini card at a cooperative bank in Hittinahalli village of the taluk, he was unaware that the government had withdrawn this health scheme and merged it with Arogya Karnataka, a universal healthcare scheme. The 63-year-old uneducated farmer was not only surprised but was also worried about the payment of medical bills as the scheme was no longer in existence

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